Establish U.S. Credit Profile

The U.S. Credit System opens doors to unique financial opportunities for non-residents.

ACCESS TO CREDIT

U.S. Credit cards offer higher limits and unmatched rewards than those in all other countries.

0% INTEREST

Leverage U.S. credit for interest-free capital for your business and investments.

TRAVEL REWARDS

Use benefits of free business class flights and luxury hotel stays.

The U.S. Credit Profile

The U.S. credit profile includes your credit report, which contains your financial history, and your credit score, a three-digit number representing your creditworthiness. A credit score, typically ranging from 300 to 850 on the FICO® scale, is based on factors like payment history and amounts owed, with higher scores indicating lower risk and better access to loans and rates.

How Is My Credit Score Calculated?

In the U.S. your credit profile matters more than your income. Strong credit opens door to high-limit credit cards, loans, and financial freedom regardless of how much you earn.

Creditworthiness builds trust with banks. This allows non-residents to access opportunities traditionally reserved for U.S. citizens.

Get Your ITIN

An ITIN (Individual Tax Identification Number) is essential for non-residents to access the U.S. credit system.
It acts as your tax ID, enabling you to open bank accounts, apply for credit cards, and build a financial profile.

 ITIN

Opens doors to U.S. bank accounts, Stripe, PayPal, …

Enables access to credit cards and loans.

Helps build your U.S. credit profile for future financial opportunities.

SECURE A U.S. ADDRESS

A verified U.S. address is essential for bank accounts, credit applications, and your financial profile. Banks use it to confirm your identity and presence.

! It is very important that your personal address and your company’s addresses are separated.

! Banks will ask proof of the address – a major utility bill in your name showing the address.

ALV CONCEPT will help you to secure:

Your personal residential address in the U.S.
Your company’s business address in the U.S.

OPEN A BANK ACCOUNT *Remotely

A U.S. bank account is essential for building credit, receiving credit card payments, and managing your finances. Most banks require proof of address, identification, and a phone number to open anaccount.

What You’ll Need to Open a Personal Bank Account

  • Valid passport or U.S. ID
  • Copy of your ITIN
  • A US residential address with verification
  • A verified US phone number

Note: While you can open some accounts remotely, visiting the U.S. gives you access to more options and stronger banking relationships.

BUSINESS CREDIT

Business credit in the U.S. refers to a business’s creditworthiness, separate from personal credit, which is built through consistent, on-time payments to suppliers and lenders, and is tracked by credit bureaus like Experian.

Building a strong business credit profile allows companies to secure better terms on loans, attract partners, obtain favorable insurance rates, and access various forms of funding to grow their venture.

ACCESS TO $50,000 – $200,000 OF THE U.S. BUSINESS CREDIT WITH 0% APR

We will help you to establish business credit:

✓ Register your LLC with full compliance and set of documents.

✓ Obtain EIN – Employer Identification Number.

✓ Obtain DUNS – Data Universal Numbering System number.

✓ Open trade lines to start making and paying off purchases.

✓ Open business bank account remotely.

✓ Open business credit cards.

OUR SERVICES:

  • Prestigious Business Address registration.
    Professional Mail Receipt and Forwarding.
  • Business Phone.
    Professional Live Call Answering. Personalized Call Transferring.
  • Registered Agent Services (must have).
  • Correct NAICS choice.
  • NavPrime registration and follow up.
  • 411. info and other catalogues presence.
  • Google and Yelp Business Profiles registration.
  • Domain & web hosting registration > Business emails.
  • Professional created web-page for your business.
  • Dedicated Accountancy Services. Annual Reports.

HOW TO BUILD BUSINESS CREDIT

BUSINESS FUNDING SOLUTIONS

* UNIQUE Special Purpose Entity (SPE) Funding

* UNIQUE Fundable Shelf Corp Financing Program

> SBA Loans

> Terms Loans

> Business Line of Credit

> Working Capital

> Commercial Real Estate

> Equipment Financing

> Invoice Factoring

> E-commerce Funding

> Gig & 1099 Funding

> Home Equity Line of Credit (HELOC)